Guides

Warm climate, miles of sandy beaches, al fresco food, the world’s finest vineyards, elite golf courses, beautiful ocean and within flying distance of cities like London, Paris, Milan and Rome…

It’s not hard to see why Portugal continues to attract expats from all over Europe.

What’s more, the cost of living is considerably lower than most other popular European destinations, so for retirees looking to get the absolute most out of their golden years, Portugal has everything.

From finding the perfect location right through to buying property off-plan, our Portugal buyer’s guide covers everything you need to know about finding a new place to live in this beautiful country.

Moving to Spain? Download our comprehensive guide. We explain how to go about finding and buying a property, mortgaging a home, exchanging pounds for euros and much more. 

For decades, France has been one of the most popular expat destinations for Europeans seeking a new life. Sunny weather, great food and drink, culture and history…France has got everything you could want from life.

So, how can you go about making the big move? Our buyer’s guide will tell you everything you need to know.

When pricing up an invoice for local customers when importing, businesses need to consider the local exchange rate of the suppliers and factor this in their pricing. This is called a budget rate or costed level. The same applies when exporting – the cost of production or sale locally needs to be calculated when invoicing customers overseas. The budget rate is the exchange rate that a company’s financial management uses to draft budgets and establish business objectives…. Download to Read More

Questions you should think about when forecasting currency needs, budget rates and payment terms: