SEPA Instant is live: faster euro payments

Euro payments used to come with a wait. A standard SEPA transfer typically takes one to two business days, which means a gap between the moment you send funds and the moment your counterparty can act on them. In that gap, suppliers wait to confirm, teams wait to move forward, and decisions sit on hold until the money lands.

We’ve significantly closed that gap. SEPA Instant (SCT Inst) is now live in our payment engine, settling euro payments significantly faster than a standard SEPA transfer. If you’re already a client, there’s nothing new to set up. It works from day one, alongside the full range of payment capabilities you already use.

Why this matters for your business

Speed on a payment is rarely about the payment alone. It’s about everything that depends on it.

When your euro payments land faster, your counterparties see the funds sooner. Suppliers may be able to release goods sooner where they rely on receipt of funds before dispatch.

Your finance team gets confirmation quickly rather than chasing it. Faster settlement can help improve cash flow visibility and predictability.

There’s a trust dimension too. In international trade, paying reliably and on time is how you build standing with the partners you depend on. A payment that arrives when it’s promised tells the other side that your business is one they can count on. Faster settlement makes that easier to deliver, every time.

Already switched on

SEPA Instant is live now for eligible clients, with real time euro settlement working alongside our wider payment capabilities. If you’d like to see how it fits the way your business moves money, speak to our team.

Terms and conditions apply